How old are you today?
You answer to this question would have explained why you are good or bad in personal finance decision-making.
This is at least according to 4 young economists in their recent research findings. The 4 economists are David Laibson of Harvard, Xavier Gabiax of MIT, John C. Driscoll of the Federal Reserve Board […]
Free air tickets, TVs, and furniture, anyone?
Welcome to the latest credit card marketing offering – co-branding. Co-branding is essentially two major brands converging to reach the same target audience in order to increase brand consumption and loyalty. In the case of a credit card, it is a partnership between the issuer, say, CIMB Bank, and […]
With banks chasing you to take up personal loans, if you have credit card debt that carries an 18% interest p.a., does it make sense to swap the credit card debt with a personal loan that only charges 12% interest rate p.a? By swapping high interest credit card debt with lower interest of personal […]