Archive for July, 2007

Which One To Believe: Alliance Bank’s Ad

Both Alliance Bank ads appears in July; one is the corporate ad and one is the recruitment ad for the sales team.
On the corporate ad, the headline is “Let’ work on it together.”
On the recruitment ad, the copy reads like this : “If your life is all about money, than you’re just the person we’re […]

Buying The Biggest House Possible

If you’re in your 20 to 30’s and looking to buy your first house, ignore the popular advice: “buy the biggest house possible.”
But why not? I am young, I have a good career and my pay will increase sizable in the years ahead, and giving the fact that I want to settle down and raise my […]

Do Not Fall Flat on Personal Loan’s Flat Rate (Part II)

In Part 1, Jason took a RM10,000 personal loan for 36 months at 8.5% flat rate per year. He thought the rate is a good bargain as he is paying 0.71% per month. However, unbeknown to him, his actual monthly interest rate is 1.28% and the annual rate is 15.4%, much higher than what was […]