Comments on: New Year Plastic Bash http://smartconsumerbanking.com/2007/12/29/new-year-plastic-bash/ Consumer Guide on Banking & Financial Products , and tips on love, money and happiness For Fellow Malaysian Fri, 21 Nov 2008 00:12:21 +0000 http://wordpress.org/?v=2.6.1 By: vai http://smartconsumerbanking.com/2007/12/29/new-year-plastic-bash/#comment-340 vai Thu, 31 Jan 2008 16:46:49 +0000 http://smartconsumerbanking.com/2007/12/29/new-year-plastic-bash/#comment-340 I think a good way to do shopping is, even this is some common sense but people dont practise it: 1)Plan your shopping, write down all that is necessary, and avoid buying things out of what you have in the list unless the items is totally important and you miss it out on the list. 2)Discipline, if you have a budget of 5k to get a new TV, never exceed 5k even if by adding another 500 bucks you get 'very good deals'. People commonly tell themselves that its a one-off purchase, and spending a little bit more will buy them quality and long lasting products. But if you spend a lil bit more there n here it will sums up to be a lot. I think a good way to do shopping is, even this is some common sense but people dont practise it:
1)Plan your shopping, write down all that is necessary, and avoid buying things out of what you have in the list unless the items is totally important and you miss it out on the list.

2)Discipline, if you have a budget of 5k to get a new TV, never exceed 5k even if by adding another 500 bucks you get ‘very good deals’. People commonly tell themselves that its a one-off purchase, and spending a little bit more will buy them quality and long lasting products. But if you spend a lil bit more there n here it will sums up to be a lot.

]]> By: Ed http://smartconsumerbanking.com/2007/12/29/new-year-plastic-bash/#comment-309 Ed Mon, 14 Jan 2008 04:50:04 +0000 http://smartconsumerbanking.com/2007/12/29/new-year-plastic-bash/#comment-309 My way of minimising unnecessary spending is to use only cash to buy whatever items as much as possible (although my credit card is with me all the time), as the cash you can use is limited to the amount you bring along, and seeing many pieces of RM notes being handed over to the cashier is a big reminder for me to spend less! ^_^ Oh, and, a stingy character like mine also helps A LOT! heheh! My way of minimising unnecessary spending is to use only cash to buy whatever items as much as possible (although my credit card is with me all the time), as the cash you can use is limited to the amount you bring along, and seeing many pieces of RM notes being handed over to the cashier is a big reminder for me to spend less! ^_^

Oh, and, a stingy character like mine also helps A LOT! heheh!

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