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	<title>Comments on: Shell-Citibank Cash Rebate Card - You Decide</title>
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	<link>http://smartconsumerbanking.com/2007/12/29/shell-citibank-cash-rebate-card-you-decide/</link>
	<description>Consumer Guide on Banking &#038; Financial Products , and tips on love, money and happiness For Fellow Malaysian</description>
	<pubDate>Thu, 20 Nov 2008 20:47:16 +0000</pubDate>
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		<title>By: Carynne</title>
		<link>http://smartconsumerbanking.com/2007/12/29/shell-citibank-cash-rebate-card-you-decide/#comment-373</link>
		<dc:creator>Carynne</dc:creator>
		<pubDate>Fri, 18 Apr 2008 02:55:06 +0000</pubDate>
		<guid isPermaLink="false">http://smartconsumerbanking.com/2007/12/29/shell-citibank-cash-rebate-card-you-decide/#comment-373</guid>
		<description>There's another new credit card, call Petronas-Maybank Credit Card, they have the redemption for petrol savings. But I do not know how beneficial would it be compare to Shell-Citibank Credit Card.</description>
		<content:encoded><![CDATA[<p>There&#8217;s another new credit card, call Petronas-Maybank Credit Card, they have the redemption for petrol savings. But I do not know how beneficial would it be compare to Shell-Citibank Credit Card.</p>
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		<title>By: YH</title>
		<link>http://smartconsumerbanking.com/2007/12/29/shell-citibank-cash-rebate-card-you-decide/#comment-299</link>
		<dc:creator>YH</dc:creator>
		<pubDate>Sun, 06 Jan 2008 16:43:13 +0000</pubDate>
		<guid isPermaLink="false">http://smartconsumerbanking.com/2007/12/29/shell-citibank-cash-rebate-card-you-decide/#comment-299</guid>
		<description>If it is too good to be true, most likely it isn't.  A red flag should be flagged if you see a word "UP TO xxx".  Secondly, Banks employ bus loads of MBAs, CPAs, PHDs - there is no reasons to think that you could 'out smart' them.</description>
		<content:encoded><![CDATA[<p>If it is too good to be true, most likely it isn&#8217;t.  A red flag should be flagged if you see a word &#8220;UP TO xxx&#8221;.  Secondly, Banks employ bus loads of MBAs, CPAs, PHDs - there is no reasons to think that you could &#8216;out smart&#8217; them.</p>
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		<title>By: lotso</title>
		<link>http://smartconsumerbanking.com/2007/12/29/shell-citibank-cash-rebate-card-you-decide/#comment-288</link>
		<dc:creator>lotso</dc:creator>
		<pubDate>Thu, 03 Jan 2008 05:41:07 +0000</pubDate>
		<guid isPermaLink="false">http://smartconsumerbanking.com/2007/12/29/shell-citibank-cash-rebate-card-you-decide/#comment-288</guid>
		<description>I would say thank you as I was just asking myself whether I should give this card a go as I recently got it mailed to me free of charge (no application necessary) and was wondering on the terms and conditions. 

I went to citibank's site to look for more details but they were all vague. (like they usually are embedded in some form of fine print, but the issue was that these are usually embedded so deep that one can't ever find it anyhow right?)

And how right you are as to the sales personels, or even the customer service. Let's be frank, how many of these sales personnel actually take pride in their job? (I for one don't think I would, but that's besides the point)


I would like to bring to your attention(if not already), regarding the false advertisement (as well as misleading comments by the sales personnels) of the newly introduced Jusco AEON Credit Card. I was approached because I made quite a sum of purchase using another "normal" card and was told of how beneficial this card would be to attain more Jusco Point.

So, when I got this card, I decided to use it as the main card and racked up a substantial purchase amount and when I got the bill, I was shocked. Shocked, not at my bill but at the number of reward points awarded.

As it turns out, the 50% more Jusco Points is True, in that , RM2 = 1 Jusco Point (as opposed to RM1=1 Jusco Point using the normal Jusco Card). I can live with that, what I was really frustrated with was the fact that they did not advertise the fact that purchases outside of Jusco, the points rewards would be RM10 = 1 Point!

This was a total rip-off as far as I'm concerned and I made a complaint to their customer service (and I presume that piece of paper will just land in the nearest trashbin)

I'm waiting for my payment to be cleared and then I'm cancelling the card.

These days, everyone is out to make money at the expense of others. Well, I say no more and what's more, since they _want_ our money, let them work more at it and create price wars and what nots.</description>
		<content:encoded><![CDATA[<p>I would say thank you as I was just asking myself whether I should give this card a go as I recently got it mailed to me free of charge (no application necessary) and was wondering on the terms and conditions. </p>
<p>I went to citibank&#8217;s site to look for more details but they were all vague. (like they usually are embedded in some form of fine print, but the issue was that these are usually embedded so deep that one can&#8217;t ever find it anyhow right?)</p>
<p>And how right you are as to the sales personels, or even the customer service. Let&#8217;s be frank, how many of these sales personnel actually take pride in their job? (I for one don&#8217;t think I would, but that&#8217;s besides the point)</p>
<p>I would like to bring to your attention(if not already), regarding the false advertisement (as well as misleading comments by the sales personnels) of the newly introduced Jusco AEON Credit Card. I was approached because I made quite a sum of purchase using another &#8220;normal&#8221; card and was told of how beneficial this card would be to attain more Jusco Point.</p>
<p>So, when I got this card, I decided to use it as the main card and racked up a substantial purchase amount and when I got the bill, I was shocked. Shocked, not at my bill but at the number of reward points awarded.</p>
<p>As it turns out, the 50% more Jusco Points is True, in that , RM2 = 1 Jusco Point (as opposed to RM1=1 Jusco Point using the normal Jusco Card). I can live with that, what I was really frustrated with was the fact that they did not advertise the fact that purchases outside of Jusco, the points rewards would be RM10 = 1 Point!</p>
<p>This was a total rip-off as far as I&#8217;m concerned and I made a complaint to their customer service (and I presume that piece of paper will just land in the nearest trashbin)</p>
<p>I&#8217;m waiting for my payment to be cleared and then I&#8217;m cancelling the card.</p>
<p>These days, everyone is out to make money at the expense of others. Well, I say no more and what&#8217;s more, since they _want_ our money, let them work more at it and create price wars and what nots.</p>
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