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You would have read it already – more than 40% of the 8.8 million credit card holders only manage to pay the minimum 5% of their outstanding balance.
Now it is easy to blame all this on our very own financial carelessness, inability to delay gratifications or the easy credit approval by the financial institutions
But maybe […]

What is your 2008 finance resolution? Achieving ‘financial freedom’? Or may be something more mundane like paying-off credit card debt, or hire purchase loan?
Whatever your goals are, it is important to get the basic right.
The very basic question is about good financial planning is understands your liabilities. NO, liabilities are not your housing loan, […]