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Picking up where I stopped in optical communicationPart 1, I am now facing how to choose between high annual limit with low life time limit and vice versa.  Annual limit is the maximum allowable claim in a year, while lifetime limit is the maximum allowable claim throught out the policy period.  You are only covered [...]

Most people do not do enought homework on their medical insurance or Hospitalization and Surgical Insurance policy, which means they are buying the wrong type og policy because medical insurance comes in many different shape and size. Here is a personal experience on buying a medical insurance based on defined needs.