Archive for the 'Credit card & bank loan' Category

Credit card : Bye-bye 20 Days Interest-Free Period

RM2.70 is already a reality, like it or not! But luckily, like a small consolation, you have one of those petrol rebate credit cards. But with the domino effects, very soon, cost of living will increase. If you live in a city, the inflation will be more than the 5% government […]

Credit Card Debt - May be It Is our lousy Mathematic Skills (Part 2)!

In Part I of this article, 4 “interest-related” questions was posted and thank to KH, Vai, KC Lau and Freeman of taking time to answer these questions. So now let’s reveal the “answers”:
Let say EPF has declared 5% dividend rate for the next 10 years, so what is your dividend rate for 10 years?
No […]

Shell-Citibank Cash Rebate Card - You Decide

The post on Shell-Citibank cash rebate card post generated a strong interest and lots of comments. If anything, this underscores how ‘desperate’ we are for the ‘free’ thing, regardless how genuine the offer was.
The blog, which I called it “smart consumer banking,’ does not means that the writer himself is really smart, but rather […]