Archive for the 'Balance Transfer' Category

8 Mistake People Make on Balance Transfer

Use it wisely, balance transfer could provide a way out from credit card debt. However, balance transfer is a slippery path! Credit card issues offer low interest credit card balance transfer not because they want to save you money, but instead they know most people who take-up the balance transfer are those who are not […]

Do Not Fall Flat on Personal Loan’s Flat Rate (Part I)

Jason, a twenty something executive took a personal loan of RM10,000 at a flat interest rate of 8.5% p.a. for 36 months to renovate his newly bought apartment. He is happy with his decision, at 0.71% per month, 8.5% p.a. is the lowest he can find as compare to the others at 12% p.a.
But did […]