Archive for the 'Credit card & bank loan' Category

“Must Have Credit Cards” - A Closer Look

In the last post – I include both Eon Bank and Affin Bank as “The Must Have Credit Cards” because of their 0% balance transfer. However, as reader Espionage pointed out, the respective processing fee of 1.5% and 3.0% charged is effectively wiped out any saving from the 0% interest rate. In fact, they could [...]

The Must Have Credit Cards

Well, they have to be AmBank, Eon Bank and Affin Bank credit card!
These card do not come with a lot bells and whistle, cash rebate, free movie ticket, air mile point. In fact, Cards that bear any of those banks’ names are not ‘cool’ at all. However, they have one feature that other can’t match [...]

Paying Off Your Housing Loan With Balance Transfer

Do you like to settle your housing loan faster by paying it with a 0% loan?
Well, you can do it by arbitraging the 0% credit card balance transfer. To be sure, there is a limitation on how this can be done, and most importantly, it must be done with utmost finance discipline and a meticulous [...]